/* Remove all gradient backgrounds, replace with solid premium colors */
        .hero-gradient {
            background: linear-gradient(135deg, #1A1D20 0%, #2C3A2F 100%) !important;
        }
        
        /* Hero background video positioning */
        .hero-video {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            object-fit: cover;
            z-index: 0;
            pointer-events: none;
            opacity: 0.35; /* dark background overlay contrast */
        }
        
        /* Solid buttons — no gradients */
        .btn-gradient {
            background: #D4AF37 !important;
            color: #1A1D20 !important;
            box-shadow: 0 8px 20px rgba(0,0,0,0.1) !important;
            transition: all 0.25s ease;
        }
        .btn-gradient:hover {
            background: #B8922B !important;
            transform: translateY(-2px);
            box-shadow: 0 12px 28px rgba(212, 175, 55, 0.3) !important;
        }
        /* Navigation active/hover */
        .nav-link.active, .nav-link:hover {
            color: #D4AF37 !important;
        }
        /* Glass nav with cream base */
        .glass-nav {
            background: rgba(249, 248, 246, 0.96) !important;
            backdrop-filter: blur(12px);
            border-bottom: 1px solid rgba(212, 175, 55, 0.15) !important;
        }
        /* Top bar */
        .bg-smart-blue {
            background-color: #2C3A2F !important;
        }
        /* Stats bar background */
        .bg-regal-navy {
            background-color: #1A1D20 !important;
        }
        /* Stats numbers color */
        .text-smart-blue {
            color: #D4AF37 !important;
        }
        /* Headings and text accents */
        .text-sapphire {
            color: #2C3A2F !important;
        }
        .text-sapphire.underline {
            text-decoration-color: #D4AF37 !important;
        }
        /* Buttons that were blue */
        .bg-regal-navy {
            background-color: #1A1D20 !important;
        }
        .bg-regal-navy:hover {
            background-color: #2C3A2F !important;
        }
        /* CTA section background */
        .bg-smart-blue {
            background-color: #2C3A2F !important;
        }
        /* Floating button */
        .fixed.bottom-20.right-6.w-14.h-14.bg-smart-blue {
            background-color: #D4AF37 !important;
            color: #1A1D20 !important;
        }
        /* Check icons */
        .fa-check-circle.text-sapphire, .fa-check-circle.text-smart-blue {
            color: #2C3A2F !important;
        }
        .text-smart-blue\/10, .bg-smart-blue\/10 {
            background-color: rgba(212, 175, 55, 0.1) !important;
        }
        .border-smart-blue\/20 {
            border-color: rgba(212, 175, 55, 0.2) !important;
        }
        /* Footer gradient removal */
        .bg-gradient-to-b.from-regal-navy.via-smart-blue.to-sapphire {
            background: linear-gradient(to bottom, #1A1D20, #2C3A2F, #2C3A2F) !important;
        }
        /* Solid background for hover states */
        .hover\:bg-sapphire:hover {
            background-color: #2C3A2F !important;
        }
        .hover\:text-sapphire:hover {
            color: #2C3A2F !important;
        }
        /* Remove any lingering gradient from service cards or other elements */
        .bg-gradient-to-br, .bg-gradient-to-r {
            background: none !important;
            background-color: #F9F8F6 !important;
        }
        /* Specific Commitment Card Override to preserve dark luxurious background */
        .commitment-card {
            background: linear-gradient(135deg, #1F2328 0%, #2C3A2F 100%) !important;
            color: #FFFFFF !important;
            border: 1px solid rgba(212, 175, 55, 0.15) !important;
        }
        /* Ensure commitment card uses solid colors */
        .from-regal-navy.to-sapphire {
            background: linear-gradient(135deg, #1A1D20, #2C3A2F) !important;
        }
        /* CTA inner button */
        .bg-white.text-regal-navy {
            background-color: #F9F8F6 !important;
            color: #1A1D20 !important;
        }
        .bg-white.text-regal-navy:hover {
            background-color: #E4E0D8 !important;
        }

        /* ==========================================================================
           PREMIUM HORIZONTAL INFINITE MARQUEE STYLE SHEET
           ========================================================================== */
        .marquee-container {
            display: flex;
            overflow: hidden;
            width: 100%;
            position: relative;
            user-select: none;
            padding: 1rem 0;
            mask-image: linear-gradient(to right, transparent, #000 15%, #000 85%, transparent);
            -webkit-mask-image: linear-gradient(to right, transparent, #000 15%, #000 85%, transparent);
        }

        .marquee-content {
            display: flex;
            flex-shrink: 0;
            min-width: 100%;
            gap: 2rem;
            animation: scrollMarquee 50s linear infinite;
        }

        /* Pause scroll on hover for premium interactive feel */
        .marquee-container:hover .marquee-content {
            animation-play-state: paused;
        }

        .marquee-item {
            flex-shrink: 0;
            width: 400px; /* Perfect width for review cards */
            box-sizing: border-box;
            white-space: normal;
        }

        /* Adjust width for Lenders marquee cards */
        .mb-12 .marquee-item {
            width: 250px;
        }

        @keyframes scrollMarquee {
            0% {
                transform: translateX(0%);
            }
            100% {
                transform: translateX(-50%);
            }
        }

        /* ==========================================================================
           PREMIUM SCROLL ANIMATIONS AND TRANSITION UTILITIES
           ========================================================================== */
        .animate-fade-in {
            animation: fadeIn 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
        }
        .animate-fade-in-delay {
            animation: fadeIn 1s cubic-bezier(0.16, 1, 0.3, 1) 0.3s forwards;
            opacity: 0;
        }
        .animate-fade-in-delay-2 {
            animation: fadeIn 1s cubic-bezier(0.16, 1, 0.3, 1) 0.6s forwards;
            opacity: 0;
        }
        .animate-fade-in-delay-3 {
            animation: fadeIn 1s cubic-bezier(0.16, 1, 0.3, 1) 0.9s forwards;
            opacity: 0;
        }

        .animate-slide-up {
            animation: slideUp 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
        }
        .animate-slide-up-delay {
            animation: slideUp 1s cubic-bezier(0.16, 1, 0.3, 1) 0.4s forwards;
            opacity: 0;
        }
        .animate-slide-down {
            animation: slideDown 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
        }

        .animate-slide-left {
            animation: slideLeft 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
        }
        .animate-slide-right {
            animation: slideRight 1s cubic-bezier(0.16, 1, 0.3, 1) forwards;
        }

        .animate-scale-in {
            animation: scaleIn 0.8s cubic-bezier(0.34, 1.56, 0.64, 1) forwards;
        }
        .animate-scale-in-delay {
            animation: scaleIn 0.8s cubic-bezier(0.34, 1.56, 0.64, 1) 0.2s forwards;
            opacity: 0;
        }
        .animate-scale-in-delay-2 {
            animation: scaleIn 0.8s cubic-bezier(0.34, 1.56, 0.64, 1) 0.4s forwards;
            opacity: 0;
        }
        .animate-scale-in-delay-3 {
            animation: scaleIn 0.8s cubic-bezier(0.34, 1.56, 0.64, 1) 0.6s forwards;
            opacity: 0;
        }

        .animate-bounce-in {
            animation: bounceIn 0.8s cubic-bezier(0.175, 0.885, 0.32, 1.275) forwards;
        }

        /* Keyframes */
        @keyframes fadeIn {
            from { opacity: 0; }
            to { opacity: 1; }
        }

        @keyframes slideUp {
            from {
                opacity: 0;
                transform: translateY(30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        @keyframes slideDown {
            from {
                opacity: 0;
                transform: translateY(-30px);
            }
            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        @keyframes slideLeft {
            from {
                opacity: 0;
                transform: translateX(-40px);
            }
            to {
                opacity: 1;
                transform: translateX(0);
            }
        }

        @keyframes slideRight {
            from {
                opacity: 0;
                transform: translateX(40px);
            }
            to {
                opacity: 1;
                transform: translateX(0);
            }
        }

        @keyframes scaleIn {
            from {
                opacity: 0;
                transform: scale(0.9);
            }
            to {
                opacity: 1;
                transform: scale(1);
            }
        }

        @keyframes bounceIn {
            0% {
                opacity: 0;
                transform: scale(0.3);
            }
            50% {
                opacity: 0.9;
                transform: scale(1.1);
            }
            80% {
                transform: scale(0.89);
            }
            100% {
                opacity: 1;
                transform: scale(1);
            }
        }